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MessyTax
Tax Preparation & Bookkeeping Cleanup

Messy taxes?
We clean them up.

Upload your bank statements and MessyTax turns them into clean, organized Excel reports ready for tax filing, bookkeeping, or your accountant.

Your documents are processed securely and never shared with third parties.
⭐⭐⭐⭐⭐ 4.9/5

January 2026 Analysis

Chase Business Checking...3948

Complete
Total Income Detected $14,285.50
Deductible Expenses Found $4,102.30
128
Transactions Classified
0
Math Anomalies

1099-NEC Flag

Joe Plumber — $850

Secure document processing
Verified financial totals
Accountant-ready reports
Designed for freelancers and small businesses

Trusted by contractors, freelancers, and small businesses

IRS e-File Ready
SOC 2 Type II
256-bit SSL

How It Works

From messy statements to clean taxes in 3 steps

No manual data entry required. Just drop your files and let our automated processing pipeline do the heavy lifting.

1

Upload Statements

Drag & drop your bank PDFs. We accept statements from any US bank or credit union.

2

Automatic Schedule C expense organization

Our system mathematically verifies every transaction, classifies income vs expenses, and flags deductions.

3

Download Your Package

Get an audit-ready Excel workbook, client questionnaire, and Schedule C summary — ready for your preparer.

From messy statements to clean structured data

See how MessyTax organizes your raw transactions into audit-ready reports.

Before

Raw Bank Statement

02/12 POS PURCHASE HOME DEPOT #4521 -87.42
02/13 ACH PAYMENT AMAZON MKTPLACE -34.95
02/13 VENMO PAYMENT JOHN SMITH -250.00
After

MessyTax Output table

Date Vendor Category Amount Business?
Feb 12 Home Depot Office Supplies -87.42 Yes
Feb 13 Amazon Equipment -34.95 Yes
Feb 13 John Smith Contractor Payment -250.00 Yes

Under the Hood

Everything your tax preparer needs

Built by CPAs and software engineers to deliver accurate, audit-ready data extraction.

Verified totals and balanced reports

Every transaction matches the running balance to ensure all reports are balanced and verified.

Automatic Schedule C expense organization

Tax categories mapped directly to Schedule C line items. Business vs personal split is largely automated based on your industry context.

Simple contractor payment detection

Payments to individuals are flagged. We tell you who needs a 1099-NEC before you miss the IRS deadline.

Multi-Bank Support

Use Chase and BofA? Upload both. Our analyzer detects inter-account transfers automatically so revenue isn't double-counted.

Client Questionnaire

Unclear transactions like ATM withdrawals auto-generate a specific questionnaire. Answer once, we log it for the accountant.

Bank-Level Security

Your documents are processed securely via 256-bit encryption and are not used to train global AI models. We take privacy seriously.

Built for your specific industry

Our system adjusts its logic based on the context of your work.

"

It separated my tool purchases from regular plumbing supplies automatically, which made calculating depreciation super easy for my tax guy.

David T.
Texas · Licensed Plumber
Smart Processing Insight
FERGUSON ENT 124 -$845.00
Category Job Supplies

Built for independent professionals

Whether you're organizing your own finances or sending them to a CPA.

Freelancers

Track varying income streams and software expenses effortlessly.

Independent contractors

Organize supply purchases and client payments across all projects.

Small business owners

Clean up months of unorganized business checking accounts.

Gig workers

Find missed deductions and easily separate personal costs.

Anyone preparing taxes

Quickly conquer the stress of tax season with clean insights.

Simple pricing. No surprises.

Monthly billing. Choose the package that fits your needs.

Quick Extract

7.99 / statement

Clean Excel with every transaction verified and balanced.

  • Clean Excel with every transaction
  • Math verification
  • One sheet per month
  • No classification
Get Started

Best for: mortgage / visa applications

Full Premium Review

89.99 / month
Coming Soon

Full transaction classification + Schedule C mapper + tax deduction maximization.

  • Everything in Business Review
  • Full comprehensive classification
  • Advanced AI accuracy
  • Edit classifications in dashboard
  • Full Schedule C tax form preparation mapper

Best for: accountant audit-ready prep

Frequently Asked Questions

Yes. We use 256-bit SSL encryption to process your documents. We do not store your PDFs long-term, and your financial data is never sold or used to train public/global AI models. Our infrastructure is SOC 2 Type II compliant.
We support PDF statements from any US bank or credit union. Our AI is trained to adapt to various bank formats dynamically without relying on brittle templates.
Processing typically takes 3 to 10 minutes depending on the volume of statements and the density of transactions. Our multi-agent pipeline mathematically verifies every line, which takes deep processing time to ensure accuracy.
No! MessyTax is designed for independent contractors, gig workers, and small business owners. We organize your messy statements into a clean spreadsheet that you can then hand directly to your CPA or use to file yourself.
Our Full Year Prep package handles multiple bank statements seamlessly. More importantly, our system automatically detects inter-account transfers to ensure money moving between your accounts isn't incorrectly counted as income twice.